Shriram Personal Accident Insurance Coverages

Injuries because of suicide, attempted suicide or intentional self-inflicted wound or illness

Injury because of the influence of Intoxication, i.e. liquor or drugs

Injury due to insanity or immorality, committing any breach of law with criminal intent

Dangerous hobbies such as aviation or ballooning, aircraft other than as a passenger (fare-paying or otherwise) in any duly licensed standard type of aircraft anywhere in the world

Participating as the driver, co-driver or passenger of a motor vehicle during motor racing or trial runs

As a result of any curative treatments or interventions, the insured person carries out or has carried out on the insured person's body

Injuries due to the participation in any naval, military or air force operations, whether in the form of military exercises or war games or actual engagement with the enemy, whether foreign or domestic

Any injury/disablement/death directly or indirectly arising from or contributing to any pre-existing condition

Pregnancy resulting in childbirth, miscarriage, abortion or complications arising out of any of these