.webp)
test blog for testing purposed
Posted on 2025-07-17 05:20:50
test blog for testing purposes
A safer Home begins with the Right Cover!
Protect it with Shriram Home Insurance
24*7 Claim Notifications
100% Paperless
Best Claim settlement Awards 2022
- Overview
- Features And Benefits
- Save on Premium
- Calculate Premium
- Types of Home Insurance
- Coverages
- Compare Plans
- Premium Components
- Eligibility and Required Documents
- Buy / Renew
- Claim Process
- Terminologies
- Policy Download
- FAQs
What is Home Insurance
Home insurance protects the house against various man-made, natural disasters and other related threats through an agreement between the house owner and the insurance company
- The challenges such as unpredictable heavy rains, sudden floods, fire, theft and so on can cause damage to your hard-earned home
- Home insurance saves the day by covering the house against mishaps. If the insurer pays the home insurance premium in a timely manner, the insurance company will reimburse the policy holder for any unanticipated losses sustained by them in accordance with the policy's terms
- Home insurance in India is not mandatory. However, it is highly recommended to safeguard your family's financial investment
Read More
Nil Pending Complaints
Over 60 Lakh
Happy Customers
Why Choose Shriram Home Insurance?
- Shriram Home Insurance policy is issued to offer comprehensive home and contents protection against various mishaps at an affordable rate
- Stay worry-free with our long-term home insurance policy coverage options. Purchasing a Shriram Home Insurance policy online is quite easy and convenient
- Shriram Home Insurance policy provides quick claims services, with a minimum turnaround time of one working day for all claim-related queries
- We cover natural calamities like earthquakes, floods, cyclones, storms and lightning with Shriram Home Insurance policy
- Our digital-friendly home insurance policy also covers damages due to fire, explosions, theft, etc. Shriram Home Insurance policy has several add-ons for home and contents at a nominal additional premium
Read More
Shriram Home Insurance Coverages
Shriram Home Insurance Coverages
Provides coverage only for the structure of the building
Building & Contents Cover
Provides coverage for both the building and its belongings
Contents Only Cover
Provides coverage only for the belongings of the premises insured
How to Calculate Shriram Home Insurance Premium?
Shriram Home Insurance premiums are determined by variables such as construction area, location and size of the building, the value of building and contents, insurance plan opted and add-on coverages
Construction Area
The location of the building, the size of the construction area and the estimated cost of the building are the major factors in calculating the home insurance premium
Value of Contents
The value of the contents insured will also be taken into account for the home insurance premium calculation
Type of Insurance
The cost of the premium depends on the type of insurance plan chosen by the insured. One can choose an insurance policy based on the risk coverage needed
Add-ons
Add-ons can be selected according to individual needs. The premium will be the sum of the basic policy and the add-ons
Benefits of Renewing Shriram
Home Insurance
Renewal of a home insurance policy is quick and easy with Shriram General Insurance's digital platform. One can purchase or renew their home insurance in just a few steps. On-time renewal offers the following benefits:
- No insurance break-ins
- Continuity of coverage
- Easy and quick claims
- Get additional benefits
- Stay protected without stress
How to Save on your Shriram Home Insurance Premium?
There are several ways to save the cost of your home insurance premiums. By taking these factors into consideration, individuals can save on their home insurance premiums
01
Installing Safety Gadgets
Installing home safety gadgets reduces the chances of burglary or theft. As a result of the decreased risk, the home insurance premium will also be reduced
02
Research and Compare Plans
Check on several risk coverage plans available to protect your dream home and buy the right home insurance plans that suit your requirements
03
Purchase Bundle Policies
One can purchase a home insurance policy along with their motor insurance from the same insurer as a bundled policy
Frequently Asked Questions
Are structure and building the same in home insurance?
Yes, structure and building both relate to the physical components of the home, such as pillars, doors, walls and so on
What should I do if my house is damaged?
If your home has been damaged by an event such as fire, robbery, storms, floods or earthquakes. Please call our toll-free number right away. Shriram Home Insurance team will take care of all the coverage needs
How is the sum insured for the building is calculated?
The building's total sum insured is calculated by considering the insured building's per square metre area and the construction cost of the building
What our customers say ?
SANDEEP KUMAR
YAMINI SAINI
SUKUMAR
BHARAT SINGH
PARAG AVINASH SONI
Quick
renewal
