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Protect your Business/Organization with Shriram Fire Insurance
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Shriram Fire Insurance Coverages
Choose the preferred add-on for enhanced protection at an additional premium with Shriram Fire Insurance policy
Types of Shriram Fire Insurance Coverages
Shriram Standard Fire and Special Perils Policy
The Standard Fire and Special Perils policy may cover various assets such as buildings, plant & mach stock and furniture, against loss or damage due to various unforeseen events such as fire, ligh explosion/implosion, aircraft damage, riot, strike and so on
- What is Covered?
- What is not Covered?
01
Fire, lightning, explosion/implosion
02
Aircraft damage
03
Riot, strike and malicious damage
04
Storms, cyclones, floods, tempests, hurricanes, tornados and inundation
05
Impact damage, subsidence and landslide including rockslide
06
Bursting and/or overflowing of water tanks, apparatus and pipes
07
Missile testing operations
08
Leakage from automatic sprinkler installations and bush-fire
01
Loss, destruction or damage caused by war/invasion
02
Act of foreign enemy hostilities or war-like operations (whether war be declared or not)
03
Civil war, mutiny or civil commotion
04
Military rising, rebellion, revolution, insurrection, military or usurped power
Industrial All Risk Policy
All industrial risks (other than risks rateable under Petrochemical Tariff) have an overall Sum Insured of Rs. 50 crores and above in one or more locations in India shall be eligible for the Industrial All Risks Policy
- What is Covered?
- What is not Covered?
01
Material Damage
- Standard Fire & Special Perils
- Burglary
- Machinery Breakdown/Boiler Explosion/Electronic Equipment Insurance
02
Business Interruption
- Fire Loss of Profit
- Optional Cover: Machinery Loss of Profit
01
Faulty or defective design materials, inherent vice, latent defect, gradual deterioration, deformation, distortion, wear and tear
02
Interruption of the water supply, gas electricity, fuel systems or failure of the effluent disposal systems to and from the premise
Fire Loss of Profit Policy
The fire loss of profit policy operates in the event of damage to an insured's premises due to any event insured under the Standard Fire & Special Perils Policy, causing an interruption to the policy holder's business
- What is Covered?
- What is not Covered?
01
Loss of gross profit due to a reduction in turnover
02
The increased cost of working incurred in minimizing that loss of gross profit
03
Loss of wages
04
Lay off & retrenchment
05
Auditor/Accountant fees
06
Loss of goods lying at supplier's premises
07
Loss due to accidental failure of public electricity/gas/water supply
01
Loss, destruction or damage caused by war/invasion
02
Act of foreign enemy hostilities or war-like operations (whether war be declared or not)
03
Civil war, mutiny or civil commotion
04
Military rising, rebellion, revolution, insurrection, military or usurped power
Frequently Asked Questions
What do you mean by Standard Fire and Special Perils policy?
A comprehensive standard fire and special perils policy covering the physical loss or damage to insured property caused by fire and other perils
What our customers say ?
SANDEEP KUMAR
YAMINI SAINI
SUKUMAR
BHARAT SINGH
PARAG AVINASH SONI
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