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The factors mentioned here can help an insured to save on their vehicle insurance premium
It is essential to compare Car Insurance policies offered by Shriram General Insurance before purchasing a policy. Comparing policies can help you choose the policy that provides maximum coverage at an affordable premium
Add-ons are optional covers that you can add to your policy for additional coverage. - Add-ons include zero depreciation cover , roadside assistance, engine protector and more. Consider your options carefully when purchasing add-ons
A deductible is the amount an insured must pay at the time of claim. A voluntary deductible is an amount that the policyholder chooses to contribute towards the claim settlement, which in turn reduces the payable premium. Always have a check on voluntary deductible during a policy purchase
It is always recommended that an insured renew their insurance policy on time to continue their No Claim Bonus (NCB) . Because any break-in insurance beyond 90 days will affect the NCB. Availing the NCB can significantly help the insured to save on the insurance premium during renewal
Install an anti-theft device (approved by ARAI) on your vehicle to receive this benefit. These devices reduce the risk of theft and installing anti-theft devices such as GPS trackers and alarms can significantly reduce the insurance premium
An insured can save on the Car Insurance premium in India by choosing a preferable voluntary deductible, selecting right type of policy, renewing policy on-time and installing safety devices in the vehicle. Additionally, an insured can compare different policies available on the platform to get the right coverage at a reasonable pricing
The Car Insurance premium calculator takes into consideration of all essential factors in order to calculate premiums accurately. Thus it ensures the policy holders to make an informed decision during a policy purchase
Yes, comprehensive Car Insurance covers damages or losses to the insured vehicle due to natural disasters such as floods, earthquakes and cyclones
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IRDAI Consumer Education:- Insurance is the subject matter of solicitation. IRDAI Registration Number - 137. CIN No. U66010RJ2006PLC029979. BEWARE OF SPURIOUS PHONE CALLS AND FICTITIOUS/FRAUDULENT OFFERS. IRDAI clarifies to public that IRDAI or its officials do not involve in activities like sale of any kind of insurance or financial products nor invest premiums. IRDAI does not announce any bonus. Public receiving such phone calls are requested to lodge a police complaint along with details of phone call, number.
