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- Business Protector
- Overview
Shriram Business Protector Policy is a One-Stop-Solution for all your Business Insurance Needs
24*7 Claim Notifications
100% Paperless
Best Claim settlement Awards 2022
- Overview
- Coverages
- Key Features
- Terminologies
- Claim Process
- Policy Download
- FAQs
Shriram Business Protector Policy Coverage
Shriram Business Protector Policy covers a wide range of losses and damages. Purchasing a comprehensive insurance policy is worth every penny for a business owner who wants enhanced protection for their property and contents. Shriram Business Protector Policy has 12 types of coverage with numerous unique add-on covers
- What is Covered?
- What is not Covered?
01
Fire and Allied Perils
Fire, lightning, riot, strike, malicious damage, impact damage, explosion implosion, bush fire, earthquakes, aircraft damage, storms, tempests, floods, inundation and others
02
Burglary and Housebreaking
Covers loss or damage to the property due to burglary and/or housebreaking
03
Glass and Sanitary Fittings
Covers accidental loss or breakage of plate glass against all risks including theft and terrorism
04
Neon Sign/Glow Sign
Accidental external means, theft/burglary, fire, lightning, external explosion/implosion, riot, strike or malicious act including theft and terrorism
05
Machinery Breakdown
Unforeseen and sudden physical damage caused to the Machines
06
Electronic Equipment
Covers loss/damages to portable equipment due to breakdown or unforeseen event
07
All Risk Insurance
All risks coverage including theft and terrorism with extensive geographical limits (India and Worldwide)
08
Money Insurance
Loss of money in transit or from a locker during business hours due to theft, burglary, robbery or hold up
09
Baggage Insurance
Loss of baggage while travelling due to theft, burglary, robbery, hold up or accident
10
Fidelity Guarantee
Loss in consequence of dishonesty during the service period of the employees
11
Public Liability
Coverage against third-party property damage and bodily injury
12
Personal Accident
Covers death and disability of the insured due to accident
01
War, nuclear perils, wilful misconduct of insured
02
Valuable items like gold, jewellery, money and wilful misconduct of insured
03
Breakage or damage during removal, alterations or repairs in the premises or cracked/imperfect glasses
04
The fusing or burning out of any bulbs and tubes arising from short-circuiting or any other mechanical/electrical breakdown
05
Accidental loss or damage resulting from overload experiments or tests
06
Misalignment of the property insured not accompanied by damage
07
Esthetic defects, such as scratches on painted, polished or enamelled surfaces
08
Shortage of money due to error or omission
09
Loss or damage during conveyance by any carrier under a contract of affreightment
10
Losses arising elsewhere than in the territorial limits
11
Pollution due to product liability
12
Breakage or damage during removal, alterations or repairs in the premises or cracked/imperfect glasses
Frequently Asked Questions
What is an all risk coverage?
Thank you for your service. Shriram General Insurance offers great customer service. Quick and hassle free claim process by SGI made my life easy during the difficult period.
What our customers say ?
SANDEEP KUMAR
YAMINI SAINI
SUKUMAR
BHARAT SINGH
PARAG AVINASH SONI
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