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Posted on 2025-07-17 05:20:50
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- Burglary Insurance
- Overview
Secure your Property from theft and burglary with Shriram Burglary Insurance
24*7 Claim Notifications
100% Paperless
Best Claim settlement Awards 2022
- Overview
- Coverages
- Key Features
- Terminologies
- Claim Process
- Policy Download
- FAQs
With Shriram Burglary Insurance, one can gain the financial protection they need in the event of a burglary. A burglary insurance policy can also be extended to cover losses suffered due to burglaries committed during fire, riots, strikes, etc.
Types of Shriram Burglary Insurance Policy
Full Value Insurance
A full value policy protects the asset for its entire value, so if it's lost, the full value can be recovered
First Loss Insurance
As part of the first loss policy, a portion of the stock that is likely to be burgled is insured. The total loss cannot be accurately estimated with this type of policy
- What is Covered?
- What is not Covered?
01
Loss or damage to the property insured by theft following upon actual, forcible and violent entry into the premises
02
Damage caused to the premises/locks resulting from burglary/house-breaking or any attempt at any time during the period.
01
Computer software or intangible items
02
Animal and/or plant life
03
Consumable or perishable items (including food, drugs, fuel, oil, etc.)
04
Any motorised vehicle and/or its integral parts and installed accessories
05
Second-hand items, including antiques
06
Normal wear and tear or damage arising from an inherent defect in the purchased item
07
Fraud, abuse or deceit
08
Consequential loss/damage or punitive damage
09
Any event that is intentionally caused by an insured
10
Goods whilst being transported under a freight agreement or by postal or courier service
11
Goods being left unattended in a public place, unlocked car or an unattended car overnight
Note: Please read through the policy wording for an exclusive list of coverages, exclusions and add-ons
Frequently Asked Questions
What are the specific exclusions of Shriram Burglary policy?
Gold, silver articles, jewellery, watches, precious stones, coins, sculptures, manuscripts, rare books, plans, medals, moulds, designs, deeds, bonds, bills of exchange, bank treasury, promissory notes, cheques, money, securities, stamps, collection of stamps and business books/papers, unless specifically insured
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